Oct-2026 Free Insurance Licensing PA-Title-Insurance-Agent Exam Question Practice Exams [Q38-Q55]

NO.38 A statement included on a title commitment such as “record warranty deed from the owner shown in Schedule A vesting title in the proposed insured” is an example of a

NO.39 Which of the following types of deeds provides the purchaser of real estate the greatest protection?

NO.40 An insurer fails to promptly provide a reasonable explanation for the denial of a claim as a general business practice. This is considered to be

NO.41 A statement included on a title commitment such as “record warranty deed from the owner shown in Schedule A vesting title in the proposed insured” is an example of a

NO.42 A deed to a lot in Greenacre is recorded. Two parties who are NOT married to each other are named as grantees. The deed does NOT mention any form of tenancy. How do the grantees hold title to the lot?

NO.43 Which of the following items is least likely to be recorded?

NO.44 A notarized deed ensures that the

NO.45 Which of the following is considered an involuntary lien?

NO.46 A real estate interest that passes at death by operation of law to the surviving title holder is known as

NO.47 Title is vested in Bill and Monica. The deed says nothing as to how they are to hold title or as to their marital status. They are NOT married to each other. The presumption is that

NO.48 An insurer charges a higher premium for insurance because of someone’s race, marital status, or age. This is an example of

NO.49 An ALTA survey of the land could disclose all of the following EXCEPT

NO.50 The Real Estate Settlement Procedure Act (RESPA), Section 8 violation that refers to a person giving or accepting a fee or “thing of value” for the referral of business is known as a

NO.51 A licensee has violated a Pennsylvania insurance law. The commissioner CANNOT impose what penalty after the hearing?

NO.52 Which of the following can be licensed as a title insurance agent?

NO.53 In 1990, Eddie granted to Bob an easement to cross Eddie’s land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

NO.54 Obtaining and recording releases of mortgages and reconveyances of trust deeds satisfied at closing is considered part of what process?

NO.55 The MAIN purpose of an endorsement is to